Privacy Policy

This web site is the property of Mill Plain Properties, LLC ("Mill Plain"). Mill Plain can be contacted by mail at 885 2nd Avenue, 31st Floor, Suite C, New York, NY  10017, attention Webmaster, or by phone at (646) 502-7190, or by e-mail at This email address is being protected from spambots. You need JavaScript enabled to view it.. The web server on which this web site is housed is presently owned and maintained by Mill Plain. The following policy applies to the web site known as efafunding.com even if you have arrived at this site by way of a different domain name.

This Privacy Policy is intended to voluntarily comply with the Safe Harbor principles agreed to between the United States and the European Union and published in the Federal Register on July 24, 2000 (65 Fed. Reg. 45,666) addressing the "adequacy standard" on personal data transfers from the European Union to the United States as provided for in the European Commission's Directive on Data Protection (Directive 95/46/EC).

Mill Plain is not responsible for the privacy practices or the content of any other web sites that are hyper-linked to or from the Mill Plain web site.

Personal Privacy on the Mill Plain Web Site

Except for certain information automatically collected as a function of any individual browsing this site, you can browse the Mill Plain web site and learn about our various product offerings, employees, and corporate history without providing any personal information about yourself. To receive investor access to the website, you will first need to request that Mill Plain provide you with a username and password, which can be done through the Login menu.

We reserve the right to have this web site automatically track certain information about you including the Uniform Resource Locator (URL) that you just came from (whether this URL is on the site or not), the URL you next go to (whether this URL is on the site or not), computer type, browser type, and IP address. This information is aggregated and used for statistical analysis of visitor activity and usage trends to better understand and serve you. It may also be used to provide technical support.

Data Security

The information exchanged between you and the web site is not encrypted at this time, although Mill Plain reserves the right to impose an encryption methodology in the future. At this time, you should not send data to the web site if you are not willing to accept the risk on any unencrypted transmission. Moreover, you should not request that Mill Plain send you information through e-mail or the Internet unless you are prepared to accept the risk of an unencrypted transmission.

Personal Information

You can browse our web site without providing specific user information other than that automatically collected as noted above. However, any information submitted to us by site visitors in order to receive specific services, including but not limited to, a loan quote or otherwise pursue the obtaining of a loan will be used only for the authorized purposes described in this Privacy Statement or the Web Site Access Agreement.

In addition, your personal information may be used to otherwise service your account, in fulfillment of Mill Plain's obligations to you, or and as required by law; for the performance of a contract to which you are a party or in order to take steps prior to entering into a contract with you; for compliance with a legal obligation to which Mill Plain is subject; as necessary to protect your interests; as necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in Mill Plain or in a third party to whom the personal information is disclosed; or as necessary for the purposes of the legitimate interests pursued by Mill Plain or an authorized third party. For example, personal information could be used to enforce Mill Plain's Agreements with you or to resolve disputes.

Unfortunately, due to the existing technical and legal environment, Mill Plain cannot ensure that information will only be disclosed in ways described herein. For example, among other things, Mill Plain may be required by law to disclose personal information to government representatives or third parties under certain circumstances. Further, unauthorized parties may unlawfully intercept or access transmissions. In such instances, Mill Plain will make reasonable efforts to notify you.

Your use of this Mill Plain Web Site signifies your agreement to the terms of this privacy policy. If you do not agree with this policy and wish to be removed from our database, you can contact us as provided for above. If you tell us that you do not wish to have this information used as a basis for further contact with you, we will respect your wishes to the extent reasonably practical, recognizing for example that pending transactions may need to be completed first.

Contacting Mill Plain

Certain areas of the site can be used to request loan quotes, product information, account information, registration for future e-mail updates, customer service, technical help, and answers to specific business questions. In attempting to fulfill your requests, Mill Plain may determine that third parties may need to be consulted, or that such third parties may be in a better position to respond to a particular issue. Mill Plain may forward the relevant information to the third party when Mill Plain believes it would be helpful to do so. For example, the information in your loan quote submission will need to be forwarded to a mortgage company if a loan agreement is ultimately to be executed.

Mill Plain will provide access to personal information collected about you to the extent reasonably available and subject to any appropriate limitations including, for example, the redaction of confidential commercial information as defined in the Federal Rules of Civil Procedure on discovery. Mill Plain reserves the right to confirm your identity; charge a reasonable fee to cover the cost of providing access; limit access to once within each twelve (12) month time period; and limit the timing for providing access to regular intervals where all then pending requests are satisfied.

Contacts From Mill Plain

Mill Plain may need to contact you regarding your requests for loan quotes, product information, account information, registration for future e-mail updates, customer service, and technical help. If you do not wish us to continue contact with you for any of these purposes, we will respect your wishes to the extent reasonably practical and after any pending transactions are completed.

Mill Plain reserves the right to contact site visitors regarding changes to any relevant agreements or policies, account status, or feedback you submit to Mill Plain with regards to the web site.

Mill Plain reserves the right to change this policy at any time by notifying visitors of the existence and location of the new or revised privacy policy. It is strongly suggested that you periodically review this policy so that you are informed of any changes.

Questions or Comments

If you have any questions or potential corrections regarding the use of any information we obtain about you, or if you believe Mill Plain has not adhered to these principles, please contact us by using the address or phone number provided above, or by e-mail at This email address is being protected from spambots. You need JavaScript enabled to view it..